Chris Pedersen is Director of Research at The Merriman Financial Education Foundation and creator of the 2 Funds for Life investing approach to augmenting target-date funds. He is an engineer by training and a new opportunity finder by nature. In his work for the foundation, he develops and maintains a set of best-in-class exchange-traded fund (ETF) recommendations, the customizable Merriman Aggressive Target Date glidepath calculator, and regularly contributes to articles and podcasts. Like the rest of the Merriman Foundation staff, his work is motivated by a genuine desire to learn and help, free of any financial incentives or conflicts of interest.
Straightforward portfolios that achieve massive diversification across industries, geographies, stocks, bonds, and various equity premium factors plus two Funds for Life strategies that augment target-date funds to reduce risk with age, increase expected returns, raise safe withdrawal rates, and achieve higher overall survival rates. Chris will also compare past performance to more complex approaches, showing that complexity is not necessary in accumulation or retirement.
Topic: Double Header: The Boglehead Traveler and Is Crypto the New Tulipmania?
The Boglehead Traveler:Led by Greg Dietrich
When Greg isn’t cooking up ideas for meetings, you’ll find him walking on the bike trail close to his house or planning his next vacation adventure.
What travel tips have worked for you? We’ll pool our suggestions for saving money on airline tickets, accommodations, meals and experiences, international travel, eco-tourism, cruises, guided tours vs. doing it yourself, how to plan trips, maintain a budget and maximize enjoyment while being frugal, when to splurge, getting the most from your money.
Is Crypto the New Tulipmania? Led byChris Goslow
Chris is a composer, pianist, and piano teacher. He and his wife have lived happily in Sacramento since 2012. Chris is an advocate for index fund investing and financial literacy.
In the recent years, perhaps no asset class has gotten more attention than cryptocurrency. For millions of people, crypto represents the possibility of riches, not to mention the world-changing benefits of blockchain technology. As a technology, it is surely innovative. But as an investment? Time will tell whether “this time it’s different”, or whether crypto is another bubble waiting to burst–another “tulipmania” sent to teach us yet again the devastating folly of greed and naivete.
Saturday, July 16, 2022
Topic: What if this turns out to be a terrible time to retire?
Presenter: Christine Benz, CFP®. She is Morningstar‘s director of personal finance and author of 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances and the Morningstar Guide to Mutual Funds: 5-Star Strategies for Success. She also serves as the director of media relations for The John C. Bogle Center Foundation for Financial Literacy, the parent organization of the Bogleheads.
Topic: The Four-Letter Words of Investing (FEAR and RISK) and how to navigate them through volatile times. The presentation slides are here.
Presenter: Chris Goslow. Chris is a composer, pianist, and piano teacher. He and his wife have lived happily in Sacramento since 2012. Chris is an advocate for index fund investing and financial literacy.
Saturday, May 14, 2022
Topic: The Education of an Index Investor: Philosophy, Strategy, and Discipline
Topic: The Investor’s Imperium: A Guided Discussion
Impresario: Greg Dietrich
Saturday, March 12, 2022
Topic: Rebalancing: Staying the course with your target asset allocation
Presenter: Jerome Moisand
Jerome spent his career working in Telecommunications in various engineering, product management and strategy & planning positions. He’s now financially independent and volunteers part of his time on personal finance and passive investing topics. He’s an active member of the Bogleheads community, maintaining various historical databases, occasionally writing blog articles. He acted as the coordinator of the Metro-Boston Bogleheads chapter for 6 years. When not playing with spreadsheets, Jerome likes to fish, travel and read.
Topic: Presentation by Ravi Ranganathan on “Doomed to Failure: Why Humans Weren’t Built to Play the Market and How to Use This Knowledge to Your Advantage as an Investor”. Ravi used concepts from behavioral psychology, decision science, evolutionary psychology, causality illusions, and black swan blindness to explain why our incredible mental circuitry that’s designed for efficiency and survival is ill-equipped for the task of winning in the markets. His presentation is here.
Ravi Ranganathan is a lead software engineer at Netflix. He is married and has a 19-month-old. In his spare time he enjoys Mediterranean cooking, macroeconomics, and French. He began investing at age 18.