Upcoming meetings:
Saturday, May 14, 2022 at 10:30am Pacific Time
Saturday, June 11, 2022 at 10:30am Pacific Time
Saturday, July 16, 2022 at 10:30am Pacific Time
Christine Benz, Morningstar
Past meetings:
Saturday, April 9, 2022
Saturday, March 12, 2022
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Jerome spent his career working in Telecommunications in various engineering, product management and strategy & planning positions. He’s now financially independent and volunteers part of his time on personal finance and passive investing topics. He’s an active member of the Bogleheads community, maintaining various historical databases, occasionally writing blog articles. He acted as the coordinator of the Metro-Boston Bogleheads chapter for 6 years. When not playing with spreadsheets, Jerome likes to fish, travel and read.
Saturday, February 12, 2022
Saturday, January 8, 2022
Saturday, December 11, 2021
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Chris Goslow is a composer, pianist, and piano teacher. He and his wife have lived happily in Sacramento since 2012. Chris is an advocate for index fund investing and financial literacy. He is also a dedicated runner who completed two marathons in 2021–the California International Marathon and a solo marathon along the American River.
The presentation is here.
Saturday, November 13, 2021
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The interview video is here.
Saturday, October 9, 2021
Saturday, September 18, 2021
Saturday, August 14, 2021
Topic: Socially Responsible Investing: Environmental, Social, Governance (ESG)
Kevin Dillon provided us with a deep dive into ESG investing—its history, current popularity and probable future. Kevin’s been an investor for 5 years and is a voracious reader of financial books and investing websites. He has been a member of Sacramento Area Bogleheads since 2017 and has never missed a meeting! He currently serves on the SABH chapter leadership team. In 2020 Kevin spoke about alternative investments for both the Sacramento and South Bay Bogleheads chapters.
The presentation slides are here. The presentation video is here.
Saturday, July 10, 2021
Topic: Lifestyles of the Rich and Frugal: A guided discussion on ways to build and preserve wealth.
We discussed the myriad ways to build and preserve wealth by living beneath ones means. All about spending less, lifestyle, how the average investor can live well without going into debt, the rewards of delayed gratification, ideas on how to implement a budget or mindset, when to increase spending. Asset allocations likely to result in sustained financial success in accumulation, early and late retirement phases.
Facilitator: Greg Dietrich. Greg has been an investor for nearly 20 years, gainfully unemployed for the last 5 of those years! He learned along the way that nurturing a portfolio of different investments combined with paying off debt (and more than a little luck) could lead to financial independence. When he’s not cooking up ideas for meetings, you’ll find him walking on the bike trail close to his house or planning his next vacation adventure.
Saturday, June 12, 2021
Facilitator: Greg Dietrich
Greg’s been an investor for nearly 20 years and unemployed for 5 of those years. More importantly, he learned along the way that nurturing a portfolio of different investments combined with paying off debt (and a bit of luck) could lead to financial independence. When he’s not cooking up ideas for meetings, you’ll find him walking on the bike trail close to his home or planning his next vacation adventure.
Sunday May 16, 2021
Topic: To Every Season
A Review of Estate Planning for Each Season of Life
Speaker: Nancy Williamson Esq. Her profile is here. Her presentation is here.
Saturday April 10, 2021
Beyond CDs and Bonds: Fixed Income Alternatives in the Low-Yield Environment
Speaker: Harry Sit
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Saturday March 13, 2021
How Diversification Works
Speaker: Greg Dietrich
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Greg’s presentation is here. The presentation video is here.
Other resources related to diversification:
Diversification (finance): https://en.wikipedia.org/wiki/Diversification_(finance)
The Intelligent Asset Allocator by William Bernstein, McGraw Hill 2001, 2017
5 Tips for Diversifying Your Portfolio: https://www.investopedia.com/articles/03/072303.asp
Vanguard’s Principles for Investing Success (2020): https://about.vanguard.com/what-sets-vanguard-apart/principles-for-investing-success/ISGPRINC_062020_Online.pdf
3 Ways Diversification Saved Us During the CoronaBear by Jim Dahle: https://www.whitecoatinvestor.com/diversification-saved-us-coronabear/
How Investment Diversification Works: https://money.howstuffworks.com/personal-finance/financial-planning/diversification.htm
How Diversification Works [Rebalancing] by Ben Carlson – A Wealth of Common Sense: https://awealthofcommonsense.com/2014/07/diversification-works-2/
How Does Diversification Actually Work? by Bob French, CFA: https://retirementresearcher.com/diversification-actually-work/
Saturday February 20, 2021
Winners and Losers–2020 in the Rear View Mirror
Speaker: Greg Dietrich
Greg’s presentation is here
Recommended Article: How to Calculate your Return- The Excel XIRR Function
Saturday January 9, 2021
A Conversation with J.L. Collins
Author of The Simple Path to Wealth
Saturday December 12, 2020
Cybersecurity: Protecting Your Digital Assets
Speaker: Alan Baker
Alan’s presentation is here.
An interview with Alan on Gnat-TV
Saturday November21, 2020
International Investing – Why it Matters
Speaker: Paul White, CFP, Relationship Executive, Flagship Select, The Vanguard Group
Paul’s presentation is here.
Saturday October 10, 2020
Uncommon Common Sense: Investing in Index Funds
Speaker Greg Dietrich’s presentation in PDF format – 33 pages/slides
Saturday September 12, 2020
Do annuities make sense for your portfolio?
This was a joint Zoom meeting of the Sacramento and South Bay Bogleheads chapters.
Speaker Mel Turner’s slides in PDF format
Annuity Riders | 11 Most Common Annuity Riders to Fit YOUR Needs, by Jeff Rose, Good Financial Cents, 2020
July 11, 2020: Social Security & Retirement Q&A
Mike Piper, CPA is the author of several books including Investing Made Simple. He runs the popular Oblivious Investor website and the Open Social Security calculator.
June 16, 2020: The Bogleheads Happy Hour
References:
Investing through Volatile Times (Part 2)
By Chris Goslow June 8, 2020
Rational Reminder Episode 100: Prof. Kenneth French: Expect the Unexpected by Ben Felix May 28, 2020
June 6, 2020: The Good, The Flawed, the Bad, and The Ugly
The World of Alternative Investments According to Larry Swedroe
Presentation Slides are here.
May 9, 2020: A Practical Guide to Staying Afloat
Presentation Slides are here.
Referenced Articles:
April 11, 2020: Finding the Bottom: Choices During a Bear Market
Presentation Slides
Finding the bottom-Presentation.pdf
https://drive.google.com/file/d/17aVbDC0byLx_cchqI_bov9XR8EVLDIC9/view?usp=drivesdk
Referenced Articles:
From Harry Sit (aka The Finance Buff):
Tax Loss Harvesting vs Rebalancing vs Doing Nothing (2015)
https://thefinancebuff.com/tax-loss-harvesting-vs-rebalancing.html
Rebalancing in a Bear Market (2009)
https://thefinancebuff.com/rebalancing-in-a-bear-market.html
From Bogleheads:
Opportunistic Rebalancing: A New Paradigm
https://www.bogleheads.org/forum/viewtopic.php?t=10670
From Christine Benz: 10 Sources of Emergency Cash, Ranked from Best to Worst. Morningstar Mar 30, 2020
https://www.morningstar.com/articles/975122/10-sources-of-emergency-cash-ranked-from-best-to-worst
From Ben Carlson: My New Theory About Future Stock Market Returns, A Wealth of Common Sense
https://awealthofcommonsense.com/2020/04/my-new-theory-about-future-stock-market-returns/